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Budget Tracker
Track, Budget, and Manage Your Finances Effortlessly
Project Overview
Case Study
UX Design
Budget Tracker
Expense Tracking
Money Management
Instead of building a new app from scratch, this feature seamlessly integrates with existing financial apps to provide real-time budget tracking, categorized expenses, and smart financial insights. It helps students stay on top of their finances effortlessly without switching platforms.
Budget Tracker
Focuses on monitoring and managing daily spending
Budget Tracker
Track, Budget, and Manage Your Finances Effortlessly
Students living away from home often face difficulties in managing their finances effectively, leading to overspending and financial stress. The lack of a simple, intuitive, and automated budgeting system results in poor financial planning and difficulty in tracking expenses. Our goal is to design a user-friendly solution that helps students effortlessly track their spending, set budgets, and build financial discipline.
Problem Statement
Managing money as a student can be overwhelming. Many students struggle with tracking their expenses, setting budgets, and maintaining financial discipline while living away from home. The lack of clear spending insights often leads to overspending and financial stress.
Instead of building a completely new app, this feature integrates seamlessly into existing financial and banking apps, allowing students to track expenses, categorize spending, and set smart budgets effortlessly. By leveraging API integrations, this feature enhances current platforms without requiring users to switch apps.
Key Features
Goal-Oriented Budgeting
Users can set custom savings goals (such as travel, gadgets, or emergency funds) and track their progress through interactive dashboards and motivational alerts to stay on course.
Bill Management & Smart Alerts
Never miss a due date again! The app sends reminders for upcoming bills, subscription renewals, and overspending warnings, ensuring users stay financially organized and avoid unnecessary penalties.
Interactive Reports & Analytics
Gain clear financial insights through detailed reports, visual spending breakdowns, and intuitive charts that summarize weekly and monthly financial trends, helping users manage their budgets effectively.
AI-Powered Financial Insights
A structured journal to track emotional patterns, helping traders identify triggers and improve emotional resilience over time.
Secure & Seamless Access
With built-in security features like biometric login (Face ID & fingerprint), OTP verification, and password protection, users can safely access their financial data without worrying about privacy breaches.
Smart Expense Tracking
Effortlessly track daily expenses with automatic categorization into different sections like food, rent, travel, entertainment, and utilities. Users can also create custom categories to match their personal spending habits.
User Personas
Rohan Mehta
The Beginner Trader
Age : 22
Occupation : College Student
Location : Delhi, India
College Student
Goals
Challenges
Personality Traits
Frustration
Rohan is a 22-year-old college student who recently moved to Delhi for his studies. He gets a fixed monthly allowance from his parents but often runs out of money before the month ends. His spending is impulsive, and he struggles with tracking where his money goes. He wishes to manage his expenses better without feeling restricted.
• Learn how to budget effectively
• Reduce unnecessary spending
• Save for personal expenses like weekend outings and books
• Doesn’t track daily expenses
• Feels overwhelmed with financial planning
• No prior experience with budgeting tools
Impulsive, social, Tech-Savvy, Optimistic
Rohan struggles with managing his monthly expenses, often running out of money before the month ends. He finds traditional budgeting methods tedious and finance apps either too complicated or lacking the flexibility he needs. Tracking where his money goes feels overwhelming, leaving him frustrated and unsure about his spending habits.
How Does the Budget Tracker Help Rohan?
The Budget Tracker helps Rohan by providing an easy, intuitive way to monitor his daily spending, helping him gain control over his finances without feeling overwhelmed. It offers budgeting tips tailored to students like him and sends regular reminders to keep him on track. The app’s simple interface makes it easy for Rohan to categorize his expenses and understand where his money is going, making budgeting less stressful and more manageable. With the Budget Tracker, he can finally plan ahead and reduce his reliance on borrowing money from friends.
User Flow
Design Process
Research
To understand the financial struggles of students living away from home, I conducted user interviews and secondary research. The insights revealed that most students lack structured budgeting habits and struggle to track small but frequent expenses. They need a simple, automated solution that provides real-time spending insights.
Competitor Analysis
Market Gap
A detailed study of existing budgeting apps like Walnut, Mint, and Goodbudget revealed significant gaps in their usability for students. While these apps provide a range of budgeting tools, they are often designed for a general audience, making them overwhelming for students who are new to financial management. Many of these apps rely heavily on manual data entry, which can feel tedious and discouraging over time, leading to inconsistent usage. Additionally, they lack personalized guidance, which is crucial for students who may not have prior experience in budgeting or financial tracking.
Through extensive research, it became evident that while there are several budgeting solutions available, they fail to address the unique needs of students. Most existing apps focus on long-term financial planning, savings, and investments, whereas students primarily need a real-time, simplified approach for managing their daily expenses. Many students struggle with impulse spending and untracked transactions, making it essential for a budgeting solution to offer automated categorization, spending insights, and intuitive reminders. This gap in the market presents an opportunity to create a student-friendly, guided financial tracking system that prioritizes ease of use, real-time tracking, and practical budgeting strategies.
Key Insights
Students need a budgeting tool that is quick, intuitive, and requires minimal effort.
• Automated expense categorization can significantly reduce manual tracking efforts.
• A simple, gamified approach to saving can make budgeting engaging for students.
User Research
Through surveys and interviews, I gathered insights from students who struggle with financial management. Key findings include:
• 80% of students rely on monthly allowances but lack a structured tracking method.
• 65% forget to log small transactions, leading to untracked overspending.
• 72% prefer a mobile-first solution with automated tracking.
FONTS &
COLORS
Budgeting as a student shouldn’t feel overwhelming. Our tracker simplifies expense tracking with intuitive categorization, automated insights, and real-time updates—helping you stay in control without the hassle.
Budgeting Should Be Simple, Not Stressful
The final Budget Tracker design is clean, intuitive, and tailored for students. Using Montserrat and Inter, the UI balances professionalism with approachability. A blue gradient adds trust, while white cards enhance readability.
60%
10%
30%
Food
20 Feb 2024
₹2,000
Google Pay
Uber
13 Mar 2024
₹1,250
Cash
Designed for seamless navigation and real-time tracking, the app simplifies budgeting without overwhelming users. Below are the final high-fidelity UI screens, showcasing the complete user journey.
The Home Dashboard provides a comprehensive overview of the user’s financial health. It showcases essential information such as the current account balance, quick action shortcuts, and a snapshot of savings insights, allowing users to see key data at a glance.
This organized layout offers a clear picture of their financial status, making it easier for users to track their progress and stay on top of their finances without feeling overwhelmed. The design is crafted to make financial management effortless and intuitive.
Effortlessly track your finances with a comprehensive dashboard and detailed spending insights. Get a clear breakdown of your expenses, visualize your monthly spending, and stay in control of your budget—all in one place.
Smart Insights for Smarter Spending
Empowering Students to Take Control of Their Finances
Managing finances as a student can be overwhelming, but this budget tracker simplifies the process with intuitive tracking, smart insights, and seamless budgeting tools. The app helps students visualize spending, set financial goals, and make informed decisions—all in a clean and user-friendly interface.
By offering real-time updates, spending breakdowns, and an interactive dashboard, this solution ensures that budgeting becomes effortless rather than stressful. With a focus on clarity and usability, this project redefines personal finance management for students, making financial independence more accessible than ever.
Priya Desai
The Part-Time Investor
College Student
College Student
Goals
Goals
Challenges
Challenges
Personality Traits
Personality Traits
Frustration
Frustration
Neha is a 19-year-old freshman who has just started her college journey in Pune. She lives in a hostel and receives an allowance from her parents for daily expenses. Neha is new to managing her own finances and often feels uncertain about how much to save and how to avoid overspending on things like snacks, shopping, and social outings.
Aarav is a 21-year-old university student studying computer science. He also works as a freelance graphic designer to support himself and cover his living expenses. Despite earning an income, Aarav finds it challenging to manage his finances effectively, as his freelance work fluctuates, and his university expenses are constant. He’s determined to become more financially independent but often struggles with budgeting and saving.
• Learn to manage her allowance and save money
• Understand basic budgeting principles
• Be more conscious of unnecessary spending
Build financial independence
Improve budgeting and saving practices
Save for long-term goals, like a laptop upgrade and a future trip
• Lack of financial experience
• Struggles with understanding how to allocate her allowance properly
• Easily distracted by spontaneous purchases
• Inconsistent freelance income
• Struggles to balance work, study, and finances
• Needs to plan for both fixed and variable expenses
Responsible, eager to learn, financially cautious, Curious, detail-oriented
Independent, disciplined, goal-oriented, adaptable.
Neha often finds it difficult to track her spending, especially on impulse purchases like snacks and social activities. By the end of the month, she’s unsure where her money has gone, which leaves her stressed and frustrated. She also feels embarrassed about asking her parents for more money, fearing it reflects poorly on her financial responsibility.
Aarav struggles with the unpredictability of his freelance income, making it difficult to stick to a budget. While he’s committed to saving for long-term goals, he often finds himself short on cash due to fluctuating work and unexpected expenses. The constant juggling of university costs and freelance projects adds to his stress, leaving him frustrated and unsure about how to build consistent savings. The lack of financial stability makes him feel overwhelmed and less confident in his financial decisions.
How TradEasy help Priya Desai?
How TradEasy help Anil Kumar ?
The Budget Tracker helps Neha by offering a simple and clear system for tracking her daily expenses. The app allows Neha to categorize her spending and set limits for each category, such as food, entertainment, and books. It also provides weekly insights into her spending habits, helping her see where she can save and where she’s overspending. With a user-friendly interface and easy-to-understand visuals, Neha can quickly learn how to manage her allowance effectively, reduce impulse spending, and feel more confident about her financial decisions.
The Budget Tracker helps Aarav by allowing him to easily manage both his fixed university expenses and unpredictable freelance income. It provides him with tools to track spending, set monthly saving goals, and adjust his budget based on changing income levels. The tracker also sends reminders for upcoming bills and helps him prioritize savings for long-term goals, providing the financial clarity and structure he needs to feel more confident about his finances.
Anil Kumar
The Seasoned Trader
Age : 30
Occupation : Freshman College Student
Location : Bengaluru, India
Age : 22
Occupation : Freelance Graphic Designer
Location : Hyderabad, India
Font Style
Montserrat and Inter
Main Color
01BBF4
Dark Blue
20336B
Mid Blue
0E81DA
BG Color
A6E6FA/FFFFFF
PORTFOLIO
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